November 01, 2024 3 min read
Yes, we accept Afterpay for orders up to $3000. Just choose Afterpay at checkout and you’ll be redirected to log into or create an Afterpay account, with instant approval decision, to complete your purchase.
Afterpay is a service that allows you to make purchases now and pay for them in 4 payments made every 2 weeks without any interest. To use Afterpay when shopping with us:
Download the Afterpay app.Set up your Afterpay Card (you’ll need to follow the prompts to add it to your Apple Wallet or Google Wallet) Check your available spend and when you’re ready to pay, activate the Afterpay Card in the Afterpay App and pay using Apple Pay or Google Pay
Afterpay is generally free to use as long as payments are made on time. The service allows you to split a purchase into four interest-free payments over six weeks, with the first 25% paid at the time of purchase and the remaining installments due every two weeks. If you stick to this schedule, there are no fees or interest charges at all, making it appealing for those looking to avoid traditional credit costs.
However, if you miss a payment, Afterpay charges late fees. These late fees typically start at $10, with an additional $7 added if the payment remains unpaid after a week. Importantly, late fees are capped at 25% of the original purchase price or a maximum of $68, whichever is lower. Afterpay’s approach aims to encourage timely payments by limiting how much you can incur in late fees compared to credit card debt, which accumulates interest continuously
For larger purchases over $400, Afterpay offers a separate monthly payment plan with interest rates, which can range from 6.99% to as high as 35.99% APR, depending on the customer’s eligibility. This is only for high-value items and is a different structure from Afterpay’s usual “pay-in-four” plan
So, Afterpay can be “free” if payments are timely, but users need to manage their budget carefully to avoid late fees and the high-interest option available for larger purchases. Afterpay terms of service Australia.Sign up to get the latest on sales, new releases and more …